Terms of Service
Terms of Service
Vero Financial
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VeroFinancial 2026. All Rights Reserved.
These Terms of Service (“Terms”) govern your use of the Vero mobile application and website (together, the “Service”), operated by Vero Financial Ltd, a company registered in England and Wales (company number 16652225) (“Vero”, “we”, “us”, or “our”).
By creating an account or using Vero, you agree to these Terms. If you do not agree, you must not use the Service.
These Terms of Service (“Terms”) govern your use of the Vero mobile application and website (together, the “Service”), operated by Vero Financial Ltd, a company registered in England and Wales (company number 16652225) (“Vero”, “we”, “us”, or “our”).
By creating an account or using Vero, you agree to these Terms. If you do not agree, you must not use the Service.
1.What is Vero (and is not)
1.What is Vero (and is not)
Vero is a budgeting and financial wellbeing tool designed to help users manually track expenses, reflect on spending habits, and build healthier financial behaviours through insights and gamification.
Vero is not:
• A bank
• A payment service provider
• A financial adviser
• An investment platform
Nothing in the Service constitutes financial, legal, or investment advice.
Vero is a budgeting and financial wellbeing tool designed to help users manually track expenses, reflect on spending habits, and build healthier financial behaviours through insights and gamification.
Vero is not:
• A bank
• A payment service provider
• A financial adviser
• An investment platform
Nothing in the Service constitutes financial, legal, or investment advice.
2. Eligibility
2. Eligibility
You must:
• Be at least 18 years old
• Be legally capable of entering into a contract
By using Vero, you confirm that you meet these requirements.
You must:
• Be at least 18 years old
• Be legally capable of entering into a contract
By using Vero, you confirm that you meet these requirements.
3. Your account
3. Your account
To use Vero, you must create an account.
You are responsible for:
• Keeping your login credentials secure
• Ensuring information you provide is accurate
• All activity that occurs under your account
You must notify us immediately if you believe your account has been compromised.
To use Vero, you must create an account.
You are responsible for:
• Keeping your login credentials secure
• Ensuring information you provide is accurate
• All activity that occurs under your account
You must notify us immediately if you believe your account has been compromised.
4. How you may use Vero
4. How you may use Vero
You agree to use the Service only for lawful, personal purposes.
You must not:
• Attempt to access another user’s data
• Reverse engineer or interfere with the Service
• Upload false, misleading, or abusive content
• Use the Service in a way that could harm others or Vero
We reserve the right to suspend or terminate accounts that breach these Terms.
You agree to use the Service only for lawful, personal purposes.
You must not:
• Attempt to access another user’s data
• Reverse engineer or interfere with the Service
• Upload false, misleading, or abusive content
• Use the Service in a way that could harm others or Vero
We reserve the right to suspend or terminate accounts that breach these Terms.
5. User-entered financial data
5. User-entered financial data
To use Vero, you must create an account.
You are responsible for:
• Keeping your login credentials secure
• Ensuring information you provide is accurate
• All activity that occurs under your account
You must notify us immediately if you believe your account has been compromised.
To use Vero, you must create an account.
You are responsible for:
• Keeping your login credentials secure
• Ensuring information you provide is accurate
• All activity that occurs under your account
You must notify us immediately if you believe your account has been compromised.
6. Gamification & insights
6. Gamification & insights
Vero uses behavioural insights, challenges, rewards, and visual feedback to encourage positive financial habits.
These features:
• Are informational and motivational only
• Do not guarantee specific financial outcomes
• Should not be relied upon as professional advice
Vero uses behavioural insights, challenges, rewards, and visual feedback to encourage positive financial habits.
These features:
• Are informational and motivational only
• Do not guarantee specific financial outcomes
• Should not be relied upon as professional advice
7. Your behaviour towards Vero
7. Your behaviour towards Vero
7.1 You must not access, interfere with, damage, disrupt, or attempt to compromise any part of the Service, its security measures, servers, systems, networks, or software. This includes introducing any harmful or malicious code, such as viruses, malware, worms, spyware, or similar technologies.
7.2 You must not inject content or code, or otherwise alter or interfere with how any part of the Service is displayed or functions on any device or browser.
7.3 You must not access or use the Service through unauthorised means, including automated tools such as bots, scripts, crawlers, or scrapers, unless expressly permitted by us.
7.4 You must not modify, adapt, or alter the Service, or any other website or application, in a way that falsely suggests an association with or endorsement by Vero.
7.5 We do not accept unsolicited ideas, suggestions, proposals, or materials unless we have specifically invited them under defined terms.
7.6 If you submit unsolicited content in breach of this section, you agree that we may use, adapt, or develop such content for any purpose without obligation to compensate or credit you.
7.1 You must not access, interfere with, damage, disrupt, or attempt to compromise any part of the Service, its security measures, servers, systems, networks, or software. This includes introducing any harmful or malicious code, such as viruses, malware, worms, spyware, or similar technologies.
7.2 You must not inject content or code, or otherwise alter or interfere with how any part of the Service is displayed or functions on any device or browser.
7.3 You must not access or use the Service through unauthorised means, including automated tools such as bots, scripts, crawlers, or scrapers, unless expressly permitted by us.
7.4 You must not modify, adapt, or alter the Service, or any other website or application, in a way that falsely suggests an association with or endorsement by Vero.
7.5 We do not accept unsolicited ideas, suggestions, proposals, or materials unless we have specifically invited them under defined terms.
7.6 If you submit unsolicited content in breach of this section, you agree that we may use, adapt, or develop such content for any purpose without obligation to compensate or credit you.
8. Intellectual property
8. Intellectual property
All content, software, branding, and design in Vero are owned by or licensed to Vero Financial Ltd.
You may not copy, modify, distribute, or commercialise any part of the Service without our permission.
All content, software, branding, and design in Vero are owned by or licensed to Vero Financial Ltd.
You may not copy, modify, distribute, or commercialise any part of the Service without our permission.
9. Web data charges and security
9. Web data charges and security
9.1 You are responsible for any data or internet charges incurred when using the Service, including charges from your mobile network or internet provider.
9.2 While we take reasonable steps to keep the Service secure, we cannot guarantee that it will be free from viruses or other harmful components. You are responsible for maintaining the security of your device and internet connection, including using appropriate protection software.
9.1 You are responsible for any data or internet charges incurred when using the Service, including charges from your mobile network or internet provider.
9.2 While we take reasonable steps to keep the Service secure, we cannot guarantee that it will be free from viruses or other harmful components. You are responsible for maintaining the security of your device and internet connection, including using appropriate protection software.
10. Account suspension and termination
10. Account suspension and termination
You may delete your account at any time through the app or by contacting us.
We may suspend or terminate your account if:
• You breach these Terms
• You misuse the Service
• We are required to do so by law
Upon termination, your access to the Service will end. To cancel your account email vero.fincorp@gmail.com with your primary email address.
You may delete your account at any time through the app or by contacting us.
We may suspend or terminate your account if:
• You breach these Terms
• You misuse the Service
• We are required to do so by law
Upon termination, your access to the Service will end. To cancel your account email vero.fincorp@gmail.com with your primary email address.
11. Limitation of liability
11. Limitation of liability
To the maximum extent permitted by law:
• Vero is provided “as is”
• We do not guarantee uninterrupted or error-free service
• We are not liable for financial decisions you make using the Service
Nothing in these Terms limits liability where doing so would be unlawful.
To the maximum extent permitted by law:
• Vero is provided “as is”
• We do not guarantee uninterrupted or error-free service
• We are not liable for financial decisions you make using the Service
Nothing in these Terms limits liability where doing so would be unlawful.
12. Changes to the Service or Terms
12. Changes to the Service or Terms
We may update the Service or these Terms from time to time as we improve Vero.
If changes are material, we will take reasonable steps to notify users. Continued use of the Service after changes means you accept the updated Terms.
We may update the Service or these Terms from time to time as we improve Vero.
If changes are material, we will take reasonable steps to notify users. Continued use of the Service after changes means you accept the updated Terms.
13. Your privacy
13. Your privacy
By using the Service, you agree to the terms of our Privacy Policy, which forms part of these Terms of use and our agreement with you. Click here for more information about our Privacy Policy.
By using the Service, you agree to the terms of our Privacy Policy, which forms part of these Terms of use and our agreement with you. Click here for more information about our Privacy Policy.
14. Enquiries & complaints
14. Enquiries & complaints
If you have any questions, concerns, or complaints about the Service, or if you would like to get in touch with us, please contact our support team at vero.fincorp@gmail.com.
If you have any questions, concerns, or complaints about the Service, or if you would like to get in touch with us, please contact our support team at vero.fincorp@gmail.com.
Thank you for using our service!
Thank you for using our service!
Vero Financial
Follow us on
VeroFinancial 2026. All Rights Reserved.